The advantage of Gift Cards is that - unlike merchant specific cards - they can be used to make purchases anywhere Visa debit cards are accepted. You can use a Gift Card at literally thousands of retail, restaurant and entertainment locations throughout the U.S. - as well as online.

No. Gift Cards are prepaid Visa cards that carry a fixed cash amount determined by the Gift Card purchaser. Each time you use the card, the purchase amount is deducted from the available balance.

Individual cards cannot be "reloaded", but you always have the option to purchase additional Gift Cards - for yourself or for someone special in your life.

Merchants can deduct purchases from Gift Card accounts, but they cannot offer cash back as part of the Gift Card service.

Yes, Gift Cards expire when the remaining balance reaches $0 or on the expiration date shown on the front of the card. A small monthly $2.50 service fee is waived for the first six months, and then is deducted from card balances the first of the month (at the beginning in month seven) until the balance is $0 or the card expires.