Ready to buy a home?

Let Sound show you how. We'll help make the process as smooth as possible with no application fee, lower interest rates, lower origination fees and reduced processing time.

Home Loans and Support Services
First Mortgages Find the home of your dreams and the loan to fit your budget.	Learn More
Express Mortgage Loans Refinance your existing mortgage for up to 12 years, to a low, fixed rate—plus, no closing costs.	Learn More
Fixed Home Equity Loans Borrow up to 100% of the value of your property to buy a new car, take a vacation, pay tuition, or whatever you need.	Learn More
Home Equity Lines of Credit Use the equity in your home to get a larger loan for a lower rate.	Learn More
Land Loans Buy land now for building your dream home in the future.
Loan Calculators Find out how much you can borrow and what your mortgage payment could be in just a few clicks.
Financial Counseling and Information Learn about debt management and get free advice from certified financial counselors.
Special Offers
Get $500 off your closing costs when you finance or refinance your home with Sound.

*APR is Annual Percentage Rate. All loans are subject to credit approval. Your rate and term will be determined based on individual creditworthiness including income, debt ratio, and employment. Verification of income may be required. Must be 18 years of age to qualify for a loan. Must be a Sound Credit Union member to participate. Anyone who lives or works in Washington State can join. Membership at Sound requires a savings account with a minimum balance of $25.

$500 First Mortgage Promotion:
Offer subject to change at any time. FHA/VA loans are excluded. This promotional offer cannot be used toward down payment or with any other discounts. Standard underwriting guidelines apply.