Checking that's quick, easy, and rewarding.

Checking Accounts and Support Services
Checking Accounts Just choose the type of checking account that works for you. Free Checking Free checking with no minimum balance. Plus Checking Checking that earns interest with many free services. Advantage Checking Checking that earns interest. High-Yield Checking Earn more and still have easy access to your funds. Visions Checking Premier Checking if you're 55+. Visa Debit Cards Your free Sound Visa debit card is more powerful than a check. With Debit Awards, your Sound Visa debit card purchases can earn you travel points, gift cards, and cash! Enroll online today! ¹ Online Debit Card Activation Activate your debit card quickly, safely and easily. Overdraft Protection Coverage for the unexpected. Just give us a call and we'll reverse one checking account overdraft fee every year.² Set Up Your Direct Deposit Automatic deposit saves you a trip! Get Paid Before Your "Official" Payday With Early Pay, receive your direct deposit up to one day early. ³ Reorder Checks Now Reorder checks online directly from our partner, Harland Clarke. Your checking account comes with free Sound image checks for life.⁴ Money Market Accounts Money Market, Money Market Plus, and High-Yield Money Market - you choose.

Special Offers
Want a $100? You Got it! Open a new checking account with Sound and you'll receive $100. A new recurring payroll direct deposit of $250 amonth or more is all it takes.⁵

¹ Upon request, your Sound checking account will be enrolled to receive free Debit Awards. Must meet qualifying criteria to participate. A one-time sign up will enroll every valid Sound Visa debit card connected to the membership account. All points accumulate under one membership account and accumulation begins 5-7 days after enrollment. You can monitor and redeem Awards points beginning on the first business day of the month following enrollment. Debit Awards will be automatically removed if there is no Visa debit card activity for more than six (6) months. Offer is subject to change without notice.
²Upon request, every checking account is eligible for one overdraft fee reversal per calendar year. Calendar year example: January 1, 2009 to December 31, 2009.
³Must have ACH direct deposit into a Sound Credit Union account to participate. Depending on your employer's payroll procedures, it may not be possible for you to receive your payroll deposit prior to your actual payday. Sound does not assume any liability for not depositing these funds to your account early. This offer is subject to change without notice.
⁴Applies to Sound Credit Union image checks only. Other custom check styles are available for an additional cost. Limit one box of free Sound image checks per order, per checking account.
⁵A new recurring payroll direct deposit (minimum $250 monthly) to a new primary consumer checking account is required. The $100 bonus is available for new primary consumer checking accounts only and will be paid on the first business day of the month following your third direct deposit. Members who currently have a Sound or Watermark checking account, or have had a Sound or Watermark checking account within the last 12 months are not eligible for bonus. Recurring $250 direct deposit must be established within 90 days of account opening to qualify for $100 bonus. One bonus paid per member. Must meet qualifying criteria to open checking account. A $25 savings account is required per membership. The $100 bonus will be reported from Form 1099-INT. The $100 bonus cannot be used to open a checking account. Limited time offer, eligibility and bonus are subject to change at any time.