
| Need a new ride? Ready to refinance your current one? |
Sound offers competitive rates and quick access to funding so you can get on the road in your new vehicle. |

View Rates |
| New and used auto loans from Sound offer you: |
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Competitive, fixed rates
Up to 100% financing on your vehicle
Flexible repayment terms
Same-day credit decisions
Save an additional .25% APR* on hybrid car loans
Refinance your auto loan and get $100!
Get a great rate and $100 just for bringing your auto loan from another lender to Sound. Plus, you may lower your monthly payment.
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| How to Apply |
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Apply Online
Call our Contact Center
Visit a local branch
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Looking for the perfect vehicle?
Shop for local vehicles online and get Sound financing right at the dealer through CUDL (Credit Union Direct Lending).
Shop vehicles online or find a local CUDL dealer
Todays Rates |
APR♦ Range |
New Autos
Model Years 2011 or newer |
0 - 36 months |
2.24% - 12.79% |
37 - 48 months |
2.74% - 13.29% |
49 - 60 months |
3.24% - 13.79% |
61 - 72 months |
3.74% - 14.29% |
73 - 84 months |
4.24% - 14.79% |
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Used Autos
Model Years 2002-2010 |
0 - 36 months |
2.24% - 12.79% |
37 - 48 months |
2.74% - 13.29% |
49 - 60 months |
3.24% - 13.79% |
61 - 72 months |
3.74% - 14.29% |
73 - 84 months |
4.24% - 14.79% |
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Green Auto Loan
Hybrid Autos - model years 2011 or newer |
0 - 36 months |
1.99% - 12.54% |
37 - 48 months |
2.49% - 13.04% |
49 - 60 months |
2.99% - 13.54% |
61 - 72 months |
3.49% - 14.04% |
73 - 84 months |
3.99% - 14.54% |
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*APR is Annual Percentage Rate. Your rate and term will be determined by individual creditworthiness including income,
debt ratio, employment and credit history. Verification of income may be required. Must be 18 years of age to qualify for loan. Rates are subject to
change. Model year must be within the last 11 years to qualify for rates listed above. Older vehicles may qualify at a different rate and term.
Auto Refinance Promotion Disclosure: It is likely, though not guaranteed, that your monthly payment will be less. All loans are subject to Sound Credit Union lending policies. This offer is not valid to refinance existing Sound or Watermark Credit Union vehicle loans. Minimum $10,000 loan to receive $100 cash refinance offer. Cash offer will be forfeited if loan is closed within 90 days. If you participate in this offer, you may receive a 1099 MISC Form at year-end for tax purposes. Membership at Sound Credit Union is required to participate in this promotion. Membership requires a savings account with a minimum balance of $25. Anyone who lives or works in Washington can join Sound Credit Union.
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